Commercial Insurance

At PROVERUS™, our Business Insurance team specializes in Business Insurance. Business or Commercial Insurance is very important to your business. Because your business is very important to you, we take risk management seriously. We will assist you in determining what risks you are willing to accept, which ones can be shifted, and how others can be potentially eliminated all together. Allow us to come in and conduct a proprietary risk management analysis for you and you can experience our difference for yourself.

It is our goal to provide a comprehensive insurance program at the best possible value. We do this while offering exceptional quality service and maintaining the highest level of ethical standards and professional expertise.

At PROVERUS™, we don’t just “quote” insurance. We consult directly with you. We gather the necessary facts and information to determine all the risks associated with your business. We then work with you to design a program and service timeline that meets your needs. Once we have that, we can then take it to market and help you cost contain your comprehensive insurance solution.

Whether you are needing commercial general liability or property insurance, professional liability or errors and omissions insurance, workers compensation or commercial auto, inland marine or bonds, a commercial umbrella policy or employee benefits, call us today, we are here to help.ather the neccesary facts and information to determine all the risks associated with your business. We then work with you to design a program and service timeline that meets your needs. Once we have that, we can then take it to market and help you cost contain your comprehensive insurance solution.

Here is an example of the exceptional quality services you will receive.

  • Annual Insurance Review: We provide this prior to your insurance renewal. It provides the assurance your solution is up to date with your business.
  • Worker’s Compensation Experience Modification Rating Review: We provide this to assure your modification factor has been calculated correctly.
  • Worker’s Compensation Classification Code Review: We provide this to assure you have the proper classification codes for your type of business.
  • Audit Review: We provide this to make sure premiums for audited policies are correct.
  • Replacement Cost Review of Insured Property Values. We provide this using cutting edge software and a proprietary process to confirm your buildings and contents are not under insured. We also make sure they are not over insured to prevent you from paying too much.
  • 24/7 claims service : Not all claims happen between 9 & 5, therefore we provide this in the event you should experience a loss. You can depend on us to be there for your company.
  • Business Succession Planning & Life Insurance Reviews: What is your exit strategy? How do you plan to retire from the business? Who will take it over? Who will buy it? What if you die unexpectedly? How can we attract and retain key people? These are all questions we ask our clients to help them be prepared. We also help you identify needs and solutions to make sure you are protecting the most valuable assets of your business, your people.
  • Free Legal Hotline: As a PROVERUS™ business insurance customer, you will have access to our exclusive legal hotline at no cost to you. We partnered with the Business Law Center to provide this value added service to you. If you feel the need to retain them, you will be able to do so at a preferred rate.