Life Insurance

At PROVERUS™, we see life insurance as a miracle product. We have witnessed the full time mom able to continue staying at home with her children after the tragic death of her husband. Her lifestyle maintained by the revenue stream generated by the proceeds of the life insurance policy on her husband. We have seen the business owner buyout a partner’s wife after an unexpected snowmobile accident his partner had that resulted in his death. That business continues to thrive today because they had the right buy/sell agreement in place, funded properly with life insurance. In both these situations, life insurance made a very traumatic situation far more palatable than they would have been without.

Unfortunately, we all have seen the negative domino effect that begins when there is an unexpected death and the proper preparation has not been done.

At PROVERUS™, we have a team of experts that specialize in life insurance. It is the one insurance policy that should “pay off” for everyone. Unlike home or car insurance, if you never turn in a claim, you don’t ever get any money back. If structured properly, that is not the case with life insurance. Our team is experienced in helping clients navigate what can sometimes be uncomfortable discussions and give them the ability to make clear, decisive decisions that are right for them and their situation.

We also know it is not only all about the death benefit. There are many living benefits available in a rightly structured plan. We have observed our clients experience tax deferred growth, competitive returns without the downside, access to cash in a time of need, tax free income in retirement and much more.

Whether you are looking to protect your family, pay off debts, put together a business succession plan, attract and retain key people, provide retirement income, or any of the many other uses for life insurance, our team stands by ready to help.

Contact us today and see for yourself how we can help you understand how to put together a plan that is right for you and your unique situation.