Insurance rates are rising across the board, but why? And what can you do about it? Joe Kuchinka, President & CEO of Proverus, Inc. explains what is causing rates hikes as much as 70% across many carriers. The market conditions are unlike anything we’ve seen in our industry before, and there are three key factors […]
In the world of insurance, it often seems like premium prices can change at the drop of a hat. But there’s more to this than meets the eye. The insurance market operates in cycles, oscillating between soft and hard markets. In this article, we’ll dive into the current hard insurance market, explore the factors driving […]
Recently the State of Minnesota passed a bill legalizing the recreational use and possession of marijuana that went into effect August 1, 2023. This has impacted many of our clients’ current employee drug testing and usage policies and subsequent workplace safety. As your independent insurance agent, we would like to provide you with resources that […]
Most Leadership Teams Don’t Understand Risk Management. Here’s What You Should Know. Risk management has become a buzz word in corporate board rooms and leadership team meetings, but most companies don’t truly understand the full scope of risk management or how to properly use risk management to protect their businesses. Let’s face it – your […]
Ransomware attacks spiked in 2020 as the fear and chaos of COVID-19, combined with the transition to remote work, provided an abundance of opportunities for cybercriminals. Advisen data shows ransomware attacks reached an all-time high in 2020, with a particular emphasis on manufacturing companies. Advisen’s loss database shows ransomware attacks in Q3 2020 were on […]
We provide insurance, risk management and consulting services to individuals, families and businesses to help protect and grow their assets.
500 S. Water St. Suite 104 (north side of building)
Northfield, MN 55057