WHO WE ARE
Always Learning
We prioritize learning so we can provide the most up-to-date information, trends and strategies to help our clients reach their goals.
We Provide Insurance, Risk Management & Financial Education
When it comes to how money and insurance work together, no one’s helping people see the crossover. This is where Proverus shines. We offer comprehensive solutions from an unbiased perspective.
In other words, Proverus is more than an insurance provider. We are a risk mitigation firm, partnering with our clients to help create and implement a solid plan to reach your goals – no matter what life throws at you.
24/7 Claims Service
Not all claims happen between 9:00-5:00, therefore we provide this in the event you should experience a loss. You can depend on us to be there for you.
Affordable, Value-Driven Plans
We believe there is more to insurance than price. That’s why we focus on providing you the best value and coverage to match your insurance needs.
Our Mission Statement
We empower and educate people to make strategic risk management, insurance and financial decisions to create generational impact and protect what matters to them.
Our Company Values
Actively Listening
We actively listen and spend time with our clients in order to truly understand their needs and goals.
Empowering & Educating
We take time to explain options, products and strategies so our clients can make the best decisions for their future.
Valuing People
We value the unique identities, opinions, goals and experiences of everyone, and treat them with compassion and respect.
Truly Caring
We serve from the heart and care about people for who they are and where they want to go.
Collaborating
We work together for the good of our clients and communities.
Serving with Integrity
We believe doing the right thing is always the right thing to do and we think of our clients as friends.
Faithful
We believe in remaining true to the One who has called us to this purpose.
Joseph Kuchinka
President & CEO
Joe is the founder of PROVERUS, Inc., and has been licensed in insurance since 1988.
As a lifelong insurance professional, Joe is well-known in the insurance industry and is trusted by his clients and colleagues as an insurance expert, financial educator and corporate consultant.
Joe is married to his wife Amy and they have four kids. He enjoys working on their hobby farm and tending to their many animals.
Nancy Gustina
Executive Administrator
Proverus Inc | MN-based Insurance Broker & Risk Management Consultant
Kim Fales
Office Manager
Proverus Inc | MN-based Insurance Broker & Risk Management Consultant
Terry Templin
Sr. Risk Advisor
Proverus Inc | MN-based Insurance Broker & Risk Management ConsultantBusiness Insurance
Protect your corporation from risks, liabilities and unforeseen issues with comprehensive coverage put together by our experienced team.
Personal Insurance
Protect your family and assets with comprehensive coverage built to ensure everything you’ve worked hard to achieve is protected.
Life Insurance
Rest easy knowing you have a life insurance policy in place to help provide for your family’s financial needs should something unexpected happen to you.
Growth & Risk Consulting
Get the dashboard and data you need to be confident in the health of your company and it’s ability to execute and perform as you intend it to.
Financial Education
Make sense of the advice you’re getting from CPAs, financial planners, and even family so you KNOW you’re ready for your future.